Financial Planning Disclaimer
Important Investment Information
This disclaimer outlines important information regarding our financial planning subscription service and investment portfolio management. By using our services, you acknowledge understanding of these terms and the inherent risks associated with financial planning and investment decisions.
Last Updated: June 14, 2025
General Disclaimer
The information provided through our financial planning subscription service is for educational and informational purposes only. Our investment portfolio guidance, retirement planning advice, and wealth management strategies are based on general market conditions and should not be considered as personalized financial advice for your specific situation.
Past performance does not guarantee future results. All investments carry inherent risks and may result in loss of principal.
Information Accuracy
While we strive to provide accurate and up-to-date information regarding asset allocation, risk assessment, and market analysis, we cannot guarantee the completeness or accuracy of all content.
- Market data and financial projections are subject to change
- Tax planning information may not reflect current legislation
- Economic forecasts are estimates based on available data
Limitation of Liability
Knowledgewink and its financial advisors shall not be liable for any direct, indirect, or consequential damages arising from the use of our subscription service.
Our liability is limited to the monthly subscription fee paid for our services.
We are not responsible for investment losses, missed opportunities, or financial decisions made based on our general guidance.
Professional Advisory Notice
Our financial planning subscription provides general guidance on budgeting, cash flow analysis, and investment strategies. This does not constitute personalized financial advice.
Always consult with qualified financial advisors for decisions specific to your circumstances.
Third-Party Information
Our service may reference external financial data, market analysis, and investment research from third-party sources.
- We do not control or verify third-party information
- External links are provided for convenience only
- Third-party opinions do not reflect our views
Investment Risk Disclosure
All investment recommendations and portfolio management strategies involve risk. Your capital is at risk when investing in financial markets.
You may lose some or all of your invested capital. Results may vary significantly between individuals.
Consider your risk tolerance and investment objectives before making financial decisions.
Performance Expectations
Individual results from our financial planning subscription will vary based on personal circumstances, market conditions, and implementation of strategies.
Results may vary and are not guaranteed. Success depends on multiple factors beyond our control.
User Indemnification
By using our service, you agree to indemnify Knowledgewink against any claims arising from your use of our financial planning guidance or investment recommendations.
Changes to Disclaimer
We reserve the right to update this disclaimer at any time to reflect changes in our services, legal requirements, or market conditions.
Acceptance of Terms
Continued use of our financial planning subscription service constitutes acceptance of this disclaimer and any updates made to it.
Contact Information
For questions about this disclaimer or our financial planning services, contact us at:
Knowledgewink
45 Sandton City Centre, Sandton, 2196
Johannesburg, South Africa